Graduate Trainee - Credit Officer at Watershed Capital Limited

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Graduate Trainee – Credit Officer at Watershed Capital Limited

Company: Watershed Capital Limited

Job Title: Graduate Trainee – Credit Officer

Location: Lagos

Employment Type: Full-time

About Watershed Capital Limited

Watershed Capital Limited is a licensed financial advisory and investment firm based in Lagos, Nigeria. Established in 2007 and operational since 2009, the firm is licensed by the Securities and Exchange Commission (SEC), Nigeria as a Corporate Investment Adviser and serves as an accredited Business Development Service Provider for the Bank of Industry.

Job Summary

The Graduate Trainee – Credit Officer will support credit operations by identifying potential SME clients, collecting loan applications, conducting preliminary credit evaluations, and ensuring compliance with internal policies and regulatory requirements.

Key Responsibilities

  • Identify and acquire potential SME clients through direct sales and channel partnerships
  • Collect loan applications and supporting documentation
  • Maintain regular contact with clients for servicing and cross-selling
  • Ensure compliance with KYC, AMI, and internal credit policies
  • Conduct preliminary evaluation of clients based on creditworthiness
  • Coordinate with the credit team for loan approval and disbursement processes

Requirements

  • Minimum of a university degree in a finance-related discipline (Second Class Upper Division)
  • 0–1 year experience as a Credit Officer, especially in SME or business loans
  • Ability to meet targets and work under pressure
  • Willingness to travel and conduct field visits
  • Strong interpersonal and negotiation skills

Application Deadline

Closing Date: 20th February, 2026

How to Apply

Interested and qualified candidates should send their CV to the email address below, using the job title as the subject of the email.

Email: hr@watershedcapitallimited.com

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