Loan Officer – SME at Alert Microfinance bank

Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.

We are recruiting to fill the position below:

Job Title: Loan Officer – SME

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Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

  • Market loan products and process loan applications for a small-to-medium enterprise.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high-quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client base.
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

Key Requirements

  • Minimum of a B.Sc. or its equivalent in Marketing or related field.
  • Ability to disburse SME and Microloans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default
  • Minimum of 2 – 3 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience
  • Good knowledge of Lagos Island and Mainland markets

Skills:

  • Detailed and target-oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal-oriented.

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How to Apply
Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using the “Loan Officer – SME” as the subject of the email.

Note: Only qualified candidates will be shortlisted

Application Deadline  6th July, 2021.

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